Teachers & Youth Leaders

Money Habitudes is a staple for those who teach money classes. This includes people who work in school environments, lead workshops and community programs, and train youth leaders to help educate their peers about managing money. It’s used in high school classes, after-school programs, camps, workforce development training, and programs for leadership, entrepreneurship and life skills.

In addition to the adult version of Money Habitudes, the Teen version is used with ages 15-19. There is also a financial curriculum for youth and a specially adapted version for at-risk youth.

Why use Money Habitudes?

Integrate with lessons on other topics

Money Habitudes can be used in lessons on a wide variety of subjects. This includes financial literacy, economics, business, entrepreneurship, career counseling, life skills, healthy relationships and psychology. It complements other financial skills-based classes like budgeting, building credit, debt reduction, and investing.

Peer-to-peer education

Some educators have found success through peer-to-peer models. In such cases, students are trained to use Money Habitudes and then teach others, augmenting their own financial understanding in the process. This is a particularly popular model at universities.



Make learning interactive

A challenge for both teachers and students is that money management classes can be full of numbers and math and they can be boring. Money Habitudes is hands-on, fun and encourages people to laugh, talk, share and interact. A game-like activity, it generates goodwill for a teacher and a program and opens the door to more productive lessons.

Get the whole family involved

Parents find it difficult to talk about money with their kids, which is why some facilitators offer workshops and classes for teens and their parents, to start the conversation. When kids or adults are able to bring Money Habitudes cards home, the spark constructive financial conversations.



What teachers and youth leaders say about Money Habitudes

Teachers and youth leaders use Money Habitudes to make money classes better.

When I went through evaluations from our independent evaluator, the teen classes always had about double the progress in budgeting and finance than the adults. The difference was that the teens were using Money Habitudes!

Deborah Gunn Program Manager, First Things First
When I go into classes, people don’t know me. They don’t trust me. I know that. But when I do the Money Habitudes activity, it’s fun, it breaks the ice and people open up and they start discussions.

Betty Ann Falkner Director, Center for Smart Financial Choices
I use Money Habitudes in my consumer economics class and it sparks fantastic conversation about consumer behaviors!

Jody L. Roubanis, Ed.D., C.F.C.S. Lecturer in Family & Consumer Sciences, Point Loma Nazarene University